What is the Investment Capital to Personal Capital ratio all about?

"Make no mistake, my friend, it takes more than money to make men rich." A. P. Gouthey

Part of the journey to financial freedom is to accumulate investment capital which can produce income without personal exertion. Some people call this passive income.
There is a tendency to accumulate more personal capital, often referred to as lifestyle capital, which does not produce ‘cash’ income unless it is sold.
This ratio measures the proportions of investment capital to personal capital. The aim is to get more investment capital than personal capital while creating your own version of enjoyable living.

" The secret of getting ahead is getting started. The secret of getting started is breaking your complex overwhelming tasks into small manageable tasks, and then starting on the first one." Mark Twain

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